Foolish Decisions

So I have a very naive friend who married someone she shouldn't have. She basically "settled" because (I believe) she was lonely. Before married this guy, I asked her to get a pre-nup because she was a single parent homeowner and I said that the home was her daughter's inheritance or security. She said that because of her religion, she didn't believe in that. Me and my other friend begged her to reconsider marrying this guy because he didn't have a steady job, was boarding with friends (no appt of his own), and seemed to have issues. She did it anyway.

Today, I found out that she's selling her home on a short-sale due to her debts and borrowing against the equity of the house. She was financially fine before she married this idiot. He suffers from depression and health issues and can't always work, but it seems he can spend her money. I almost puked when I heard the news. She had to start all over after her divorce, now she has to start all over again.

Ladies, I wouldn't call myself a "Women's Libber", but for God's sake, a woman should be smart enough to cover her back...just in case. This is not an age when you can depend on the man! If you can, and have a husband/significant other that shares equally in the relationship, great! But always have a back up plan! What if your partner dies? What if your partner blindsides you with "I've found someone else", what if your partner makes unwise financial decisions without you? What are you going to do? PLEASE, please think about your future and prepare yourself, prepare your finances, make sure you are pro-active about your retirement planning and funds. That way, if some unforeseen thing happens to your loved one, you can pick up the slack and survive. This is so important if you have children. No one else is going to take care of them for you. You have to make sure your babies are safe, fed, clothed, etc. Have your own account and save some money for a rainy day, because.....

THE RAIN WILL COME! Don't kid yourself that it won't. Life is life. Be prepared.

Ok...sorry I sound so preachy. I'm just sick over my friend's dilemma. There's nothing I can do or say but be a supportive friend, but this is going to be keeping me up at night.